Loans & Federal Student Loans
Loans
Alternative Loans
Alternative (private) loans are managed and processed by private lending institutions to be used for educational or housing costs after exhausting all federal and state financial aid options, or in conjunction with the financial aid award.
ELMselect is an online, lender-neutral, platform to display a historical list of lenders that students have used over the past five years. Visit ELMSelect to search for an Alternate Loan.
College Access Loan or the CAL loan program provides alternative educational loans to Texas students who are unable to meet the cost of attendance. Click here to find out more information about the requirements and qualifications of this program.
What steps should I take to apply for a loan?
Direct Loan Origination Fee Calculator